Liability Coverage
Other people’s costs for accidents caused by drivers enclosed by your policy, up to your policy’s dollar limits.
It covers other people’s funeral costs, compensation for pain and suffering, Auto rental and corrective damages awarded by a court. You and your family members might be covered when driving someone else’s automobile such as a company car.
Medical Payments Coverage
You’re medical, funeral bills ensuing from accidents, in which the other person is a pedestrian or bicyclist. It covers you, your family members, and passengers in your car.
Personal Injury Protection Coverage
It pays same as medical payments coverage. It also covers you, your family members, and passengers in your car.
Uninsured/Under insured Motorist Coverage
It pays your expenses from an accident caused by an uninsured motorist.
Bodily injury pays without deductibles for medical bills, pain, suffering and permanent or partial disability. Property damage pays for auto repairs, a rental car, and harm to things in your car. It covers you, your family members and others driving your car with your permission.
Collision Coverage
It pays the cost of repairing or replacing your car after an accident where the payment is limited to your car’s actual cash value. It covers same as the uninsured motorist coverage.
Comprehensive Coverage
It pays the cost of replacing or repairing your car if it is stolen or damaged by fire or a cause other than a collision.
Labor Coverage
Pays labor charges when your car can’t be driven, at the location where your car became motionless.
Rental Reimbursement Coverage
It pays amount for a rental car if your car is stolen or is being repaired because of damage enclosed by your policy.
Settling the Claim
The other driver’s insurance company may ask you to sign a release to settle your claim, don’t sign a release until you are satisfied with the total settlement. You might want to consult a lawyer before accepting a settlement. Under Texas law, you have two years after an accident to settle your claim.
Showing posts with label texas personal injury lawyer. Show all posts
Showing posts with label texas personal injury lawyer. Show all posts
Friday, December 17, 2010
Wednesday, December 15, 2010
Implication for Attorneys
Attorneys are not RREs and have no direct responsibility for reporting to the CMS.
Likewise, personal injury attorneys representing Medicare beneficiaries have no fiduciary relationship with Medicare. However, any attorney representing RREs or a client with a legal obligation to reimburse Medicare has a legal obligation to ensure that Medicare is reimbursed for conditional payments subject of a recovery by the beneficiary. In order to obtain the information needed and protect the interests of the RRE and beneficiary, as well as their own, there are several steps that attorneys should perform in any case involving a plaintiff alleging any bodily injury?
Plaintiff counsel:
1. When representing a Medicare beneficiary, counsel should immediately contact the COBC and provide the beneficiary’s name, sex, and date of birth, Social Security Number or Medicare Health Insurance Claim Number, date of incident, and a description of the incident.
2. After review of the information by the MSPRC, counsel should access the interim conditional payment information and communicate the same to the client
3. Upon a settlement, judgment or award of the matter, counsel should notify in writing the MSPRC, including the date of such agreement or otherwise, amount recovered any attorney’s fees or other procurement costs associated with same. A copy of the executed settlement, judgment or award should also be forwarded.
4. Upon receipt of a demand letter from the MSPRC, counsel should review with the client and submit an appeal or request a compromise if desired.
Defense counsel:
1. At the initiation of a suit, counsel should contact the RRE to determine if it has promulgated any forms to be completed related to the information to be obtained.
2. In the discovery phase of any case, the attorney should obtain all basic information pertaining to a plaintiff. Additionally, written discovery should include inquiries as to whether or not a plaintiff is a Medicare beneficiary, including the individual’s Social Security Number and Medicare health claim insurance number if there is one. This should be obtained as early in the litigation as possible and updated as applicable. The information as provided by the plaintiff should be verified or certified.
3. All information should be reaffirmed or reviewed in the deposition phase of litigation.
4. Upon payment of a settlement or judgment in a case, include language listed under Section IX, Representations and Warranties, Subsection 9 to release the defendant in a matter from all Medicare/Medicaid liens. In a case where the beneficiary fails to reimburse Medicare, if the settlement does not expressly release the defendant, CMS may seek reimbursement from the defendant or its insurer, even though it has already paid the beneficiary and even if liability is expressly denied.
Likewise, personal injury attorneys representing Medicare beneficiaries have no fiduciary relationship with Medicare. However, any attorney representing RREs or a client with a legal obligation to reimburse Medicare has a legal obligation to ensure that Medicare is reimbursed for conditional payments subject of a recovery by the beneficiary. In order to obtain the information needed and protect the interests of the RRE and beneficiary, as well as their own, there are several steps that attorneys should perform in any case involving a plaintiff alleging any bodily injury?
Plaintiff counsel:
1. When representing a Medicare beneficiary, counsel should immediately contact the COBC and provide the beneficiary’s name, sex, and date of birth, Social Security Number or Medicare Health Insurance Claim Number, date of incident, and a description of the incident.
2. After review of the information by the MSPRC, counsel should access the interim conditional payment information and communicate the same to the client
3. Upon a settlement, judgment or award of the matter, counsel should notify in writing the MSPRC, including the date of such agreement or otherwise, amount recovered any attorney’s fees or other procurement costs associated with same. A copy of the executed settlement, judgment or award should also be forwarded.
4. Upon receipt of a demand letter from the MSPRC, counsel should review with the client and submit an appeal or request a compromise if desired.
Defense counsel:
1. At the initiation of a suit, counsel should contact the RRE to determine if it has promulgated any forms to be completed related to the information to be obtained.
2. In the discovery phase of any case, the attorney should obtain all basic information pertaining to a plaintiff. Additionally, written discovery should include inquiries as to whether or not a plaintiff is a Medicare beneficiary, including the individual’s Social Security Number and Medicare health claim insurance number if there is one. This should be obtained as early in the litigation as possible and updated as applicable. The information as provided by the plaintiff should be verified or certified.
3. All information should be reaffirmed or reviewed in the deposition phase of litigation.
4. Upon payment of a settlement or judgment in a case, include language listed under Section IX, Representations and Warranties, Subsection 9 to release the defendant in a matter from all Medicare/Medicaid liens. In a case where the beneficiary fails to reimburse Medicare, if the settlement does not expressly release the defendant, CMS may seek reimbursement from the defendant or its insurer, even though it has already paid the beneficiary and even if liability is expressly denied.
Tuesday, December 14, 2010
Personal Injury Lawyers
The most common types of personal injury claims are:
Road traffic accidents
Tripping accidents
Assault claims
Accidents in the home
Holiday accidents
Law practices which act for defendants are generally subject only to restrictions in respect of false advertising.
Advertising restrictions limit competition for personal injury lawyers since they make it much tricky to bid personal injury services. The lawyers who practice personal injury law are usually well qualified and already have great advantages in terms of reputation.
A personal injury lawyer is one who is lawfully empowered to act on your case if you are injured either physically or psychologically. You need to find your personal injury lawyer by yourself if you have injured from accident cases, even it’s not your own fault. The lawyer will meet you during an initial free case evaluation and will handle your case on a contingency basis, which he will only be paid if a revival is made on your behalf.
If the insurance company refuses compensation for your injuries, your lawyer may file suit on you in order to protect your legal right for fair settlement.
Road traffic accidents
Tripping accidents
Assault claims
Accidents in the home
Holiday accidents
Law practices which act for defendants are generally subject only to restrictions in respect of false advertising.
Advertising restrictions limit competition for personal injury lawyers since they make it much tricky to bid personal injury services. The lawyers who practice personal injury law are usually well qualified and already have great advantages in terms of reputation.
A personal injury lawyer is one who is lawfully empowered to act on your case if you are injured either physically or psychologically. You need to find your personal injury lawyer by yourself if you have injured from accident cases, even it’s not your own fault. The lawyer will meet you during an initial free case evaluation and will handle your case on a contingency basis, which he will only be paid if a revival is made on your behalf.
If the insurance company refuses compensation for your injuries, your lawyer may file suit on you in order to protect your legal right for fair settlement.
Sunday, December 12, 2010
Property damage and personal injury suits
The City Attorney is the lawyer for the city government where the city is not legally responsible for any injured person or anyone on his behalf, shall within ninety days or within six months for fine source shown from the date the injury was received or the damage occurred; grant notice in lettering to mayor of following facts,
Wrongful death suits
As mentioned before, the city is not legally responsible for any injured person give notice to the mayor substantially as required by Section 3.28.010 in personal injury cases.
Property damage, personal injury suits
The statement or written notice need under sections 3.28.010 and 3.28.020 shall be avowed to by the person who claims for damages.
Follow the below procedure when filling a claim:
- Notice the date and time when the person got injured or damaged. Also note where the accident occurred, where the person was at the time the injury was received.
- Give the specific and described report of how and under what state of affairs the injury was occurred.
- The names of every person according to the knowledge or information of the pretender witnessed the injury or the occurrence of the damage. And also note the names of the doctors, if any, whose care the injured person is committed.
Wrongful death suits
As mentioned before, the city is not legally responsible for any injured person give notice to the mayor substantially as required by Section 3.28.010 in personal injury cases.
Property damage, personal injury suits
The statement or written notice need under sections 3.28.010 and 3.28.020 shall be avowed to by the person who claims for damages.
Follow the below procedure when filling a claim:
- Photographs of injured persons
- Accidental report
- Photocopy of Certificate of title of smashed vehicle
- Photocopy of medical bills
- Doctor’s narrative
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